# Optimized digital experience in banking and finance with Santander Business

> Discover Santander Business Solutions: Fully digital account opening for businesses, from details to signing - hassle-free in 48 hours.

Through a user-friendly plataform, to open business accounts, anytime, with ease.

## Key Metrics

- 1st Bank with self-service process
- <48h To open business accounts
- +1000 Accounts opened

## Challenge

Santander Portugal knew it was time to step up their game for entrepreneurs and sole proprietors who were dealing with more than just business. They needed a banking solution that could keep pace with their hustle—quick, reliable, and accessible from anywhere. That's when Santander teamed up with Premium Minds.

Together, we took on the challenge of building a self-service application that wouldn’t just simplify account opening—it would make it feel effortless.

With curiosity, confidence, and a bit of humor along the way, we crafted a seamless, user-friendly portal that let entrepreneurs focus on their business while the tech handled the rest. No fuss, no complexity—just pragmatic, tailored results, delivered with care.

## Solution

A simplified digital process that allows entrepreneurs and sole proprietorships to open business accounts effortlessly, anytime and anywhere.

The process is straightforward: customers submit their details, choose services, and, if they pass the criteria, receive a digital contract within 48 hours.

## Results

An intuitive, seamless, and straightforward end-to-end solution that makes it easier for businesses to open accounts, no matter where they are or when they need it. 

From enrolling in credit, debit, and prepaid cards to setting up payment terminals, batch transfers, and digital banking channels, the platform helps attract new customers while making the process smoother and more user-friendly. 

This solution delivers an experience where efficiency meets security, perfectly aligned with the needs of today’s entrepreneurs and businesses looking for practical, self-service banking options.

## Technologies

Java, Angular, Springboot, GoCD, Oracle

> "Premium Minds is competent and approachable. Their strongest traits are knowledge and business perception, autonomy within the bank, and the agility they bring to projects."
> — Product Owner, Santander Business